You may not even be aware that many automobile policies don't cover your boat when being towed.

No auto policy covers your boat once it is in the water!

Over the years I've worked with many insurance adjustors from a long list of insurers and believe me; the list is long.

When time allows I'll add some links to some that I feel are the best.
For now I'll briefly discuss some of your choices.

These policies usually cover fire, theft, accidents or collision, and damage to other property and people.

What most folks don't know is that they are usually covered when hitting an unseen or unknown object.
This means if you hit a stump or other submerged object that causes damage to your motor or boat, the required repairs are also covered.
These type of repairs can often cost well in excess of $1000.00 on up to complete engine replacement.

I have seen a submerged plastic bag cover the water intake on outboard motors operating at high speed and cause complete powerhead failure due to lack of cooling.

Of course, a good full coverage policy covers this problem also.

You can click right here and enter your boat and motor information etc. to get a free quote on any type of BOAT insurance.
Try it, it's free and you might save a few bucks and have a little peace of mind on the weekends.

Most of the time a policy on your boat is only a fraction of what you pay for an auto.
I guess they know you don't generally drive a boat 365 days a year.

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